SMART Family Assistance Program
S*M*A*R*T
Special Military Active
Recreational Travelers
Document Checklist
updated January 2013
Immediate Guidance Checklist
updated January 2013
The present SSAP Team Members are

Christian Eck - Program Coordinator
smart10236@gmail.com

May Jones - Assistant Program Coordinator &
         SC Region
ajmjaj@aol.com

Marjorie & Dusty Rhodes - SE Region
marjn4new@gmail.com

Bobbi Goode - SW Region
bobbgood@frontiernet.net

Vicky Tripp - SW Region Assistant
seafoxt@gmail.com

Larry Shields - SMART Chaplain
larryshields352@gmail.com

Frank Moon - Mohawks
frankmoon3715@yahoo.com
Please pass my story on to whomever--

Six years ago when Les & I were married (widower/widow)my name was added to everything at the bank including
signing the signature card for the lock box.

I kept hearing stories about boxes being sealed at  the time of death and taking court orders to open even with a
signature card. I finally prevailed on Les to go with me to bank and ask questions which we did this week, and it
was a very good thing we did.

It seems a contract has to be signed for the box. Les would have  been okay as he had a contract. They had no
picture ID, social security number, signature on a contract for me. Les' late wife had been on there originally and
when she died, he had to sign a new one.  They had info for other accounts but not the lock box.

Whoever had me just sign the signature card was in error. If I remember right she was a young thing and probably
didn't even know about the contract. Needless to say everything is correct now. What a mess that would have been
since I have personal papers in there that I would need. Like marriage license, death certificates etc.

I don't know if this is a Missouri law, part of new banking laws, whatever, but I think everyone should be made
aware.

On a personal thought-we live in Joplin Mo and lots of personal papers were lost in the big tornado last year. Even
those with fire safes etc. We lost one bank and all that was left was the vaults. I'd suggest making copies of all
pertinent papers and giving to relative out of town or place your "safe" in the basement or crawl space. Don't forget
pictures of house, in and out...

Thank you  Beverly Heath Member #12473.
Greetings all

REMINDER; THERE HAVE BEEN NUMEROUS ADVERTISEMENTS ON TELEVISION, EMAIL AND IN USPS
MAILINGS PERTAINING TO HEALTH CARE.  AND MEDICARE ENROLLMENT. The following is the best advice your
Surviving Spouse Assistance Program (SSAP) Team  may provide in order to avoid confusion and unnecessary  
actions. The information is provided for the use of all SMART members.  If you are already enrolled in the
MEDICARE PROGRAM NO FURTHER ACTION IS REQUIRED.  The basic information provided was distributed by
the LRAFB Retiree Activities Office ( RAO). Some members might have received similar mailings from more local
offices. Hopefully this will reach members not currently on a local RAO's distribution list.

1. RETIREES OR ANNUITANTS AGE 65+ IF YOU HAVE AN ID CARD AND A MEDICARE CARD WITH A & B THAT
IS ALL YOU NEED, NOTHING ELSE.

2.IF YOU ARE TURNING AGE 65 AND GOING ON MEDICARE YOU CAN UPDATE YOUR ID CARD TWO (2)
WEEKS PRIOR TO THE FIRST DAY OF THE MONTH OF YOUR BIRTHDAY.


Comment: YOU DO NOT NEED MEDICARE C, D, E, F OR WHAT EVER THEY ADVERTISE. OR PROMOTE ; JUST
MEDICARE A&B AND YOUR ID CARD.
IF YOU DO NOT RECEIVE YOUR MEDICARE CARD IN THE MONTH
BEFORE YOUR  65th BIRTHDAY MONTH CONTACT YOUR SOCIAL SECURITY OFFICE.


DENTAL INSURANCE IS EXTRA. CONTACT DELTA DENTAL 1-888-838-8737 OR WWW.TRDP.ORG . CHECK
WITH THE NEAREST RETIRED ACTIVITIES OFFICE  (RAO ) AT A FACILITY NEAREST YOU FOR ASSISTANCE. .
IF  NO NEARBY MILITARY FACILITY CONTACT THE NEAREST VETERAN'S SERVICES OFFICE ( VSO ) IN THE
COUNTY , PARISH ETC. THAT YOU RESIDE IN. THEY WILL BE ABLE TO ASSIST YOU.
WHEN APPLYING OR UPDATING YOUR ID CARD

1. SPOUSES  AND WIDOWS OF RETIREES RENEW EVERY 4 YEARS UNLESS AGE
75.....THEN THERE IS NO EXPIRATION DATE.

2.  THE SPOUSE MUST HAVE THE RETIREE WITH THEM WHEN RENEWING OR
UPDATING THEIR ID CARD. WIDOWS USE THE CURRENT WIDOW'S ID CARD.

3.  YOU MUST HAVE TWO FORMS OF ID.  YOUR CURRENT ID AND DRIVERS
LICENSE, SOCIAL SECURITY CARD, PASSPORT.

4.  ID CARDS CAN BE RENEWED 30 DAYS PRIOR TO EXPIRATION, UNLESS THERE
IS A CHANGE

IT IS IMPORTANT TO KEEP YOUR DEERS AND FINANCIAL INFORMATION
CURRENT WITH  ADDRESSES, MARITAL STATUS OR OTHER ENTRIES

IF YOU NEED TO MAKE CHANGES TO YOUR PAY, TAX WITHHOLDING, ADDRESS CHANGE, BANK CHANGE
OR OTHER ASSOCIATED ITEMS CONTACT  THE NEAREST RAO WHO WILL ASSIST YOU..  JUST VISIT THEIR
OFFICE AND OBTAIN  A DFAS MyPay PIN NUMBER FROM   THE  FINANCE CENTER  IF YOU DO NOT
REMEMBER YOURS  AND THE RAO STAFF WILL ASSIST IN MAKING THE CHANGES FOR YOU.

IF YOU DO NOT RECEIVE YOUR PAY SLIP OR 1099-R BY THE END OF DECEMBER PLEASE VISIT THE
NEAREST RAO OR VSO AND THEY WILL ASSIST YOU.  ALSO CHECK THE BACK OF THE DOCUMENT TO
VERIFY THE RECIPIENT OF ANY SBP  OR OTHER ELECTIVES.

THE RAO'S MAY HAVE A  VA ASSISTANCE COUNCILOR IN THE OFFICE AT SCHEDULED TIMES. CALL THE
OFFICE FOR APPOINTMENT
THIS ADVISORY IS PROVIDED AS A GOOD SAMARITAN  EFFORT.  NO LIABILITY IS ASSUMED
BY S*M*A*R*T OR ANY OF OUR OFFICERS AND MEMBERS FOR THE CONTENT.. YOUR
COMMENTS OR SUGGESTIONS ARE VERY MUCH  APPRECIATED. ALSO ANY VOLUNTEERS
FOR SSAP TEAM  MEMBERSHIP.

THANK YOU .......CHRISTIAN ECK....SSAP TEAM COORDINATOR.
Click here to read
news release on July 7, 2014
concerning
"New Regulations Automate Burial
Payments for Veterans' Survivors"
Click here to view Latest
Documentation Requirements for
New or Renewal of ID cards
 Greetings once again to all our members and families. Some of us.....particularly our Retired members  have
possibly read some of the contents of this article in your semi-annual issue of your retiree newsletters or
publications such as Semper-Fidelis, Shift Colors, Afterburner or other such publications. Some will “glance “ at the
heading and “go on “ without realizing the importance of this article to us and our family members. We are an aging
membership or in need of advice on what to do and where to start for all of us.....not just those of advanced age.
Some of our membership have been  involved in accidents or health issue that could of will require “Long Term
Care”. Please, please read and then follow-up on

   “Since its launch in 2002, the
Federal Long Term Care Insurance Program (FLTCIP) has offered active
and retired members of the uniformed services and their families, the opportunity to take control of their future long-
term care needs. Designed to be both flexible and affordable for a range of budgets, the program has grown to be
the largest of its kind in the nation, with more than 273,000 enrollees.

   When enrollees are asked why they value the
FLTCIP, the following reasons typically top the list:

    
Flexibility: A choice of care settings and providers The FLTCIP can give enrollees confidence that if a long-
term care event occurs their insurance will help reimburse for care in the setting of their choice,
whether at home,
in
an assisted living facility, or in a nursing home. Both formal care from licensed professionals and informal
care provided by friends and family members are covered. In fact, cover- age for informal care has been a hallmark
of the program from the start.



    By reimbursing friends and family members who serve as caregivers, the
FLTCIP makes it possible for enrollees
to remain at home and avoid or postpone entering a facility. The importance of what’s called “aging in place” (and
receiving care from a familiar individual) is evident in the
FLTCIP’s claim history. Informal home-based care is,
and has always been, the number one choice of enrollees receiving benefits. Federal Long-Term Care Insurance
Program Delivers Value to Military Families Freedom: Helping to preserve independence The program can be

especially attractive to individuals who value their independence and who may worry about relying on a spouse or
children should they need care. Having such coverage helps spouses maintain their current lifestyle and minimizes
the financial and emotional sacrifices adult children are often asked to make when a long-term care event occurs.


    
Protection: Helping to safeguard retirement savings and assets Another key to the program’s success is its
ability to help protect retirement income and savings from the high cost of care. Families who have experienced a
long-term care event know that services can be expensive, and that costs continue to escalate. For instance, three
years of care at home with a health aide, in an assisted living facility, or in a nursing home can range from $88,920
to more than $248,000. Some may experience more costs and others less depending on your  locale.......but the
costs can often be a major draw down on assets, savings and investments  and greatly affect important decisions
and that is a concern in the current volatile financial market conditions.  

   
Take the next step today: To learn more about the FLTCIP’s comprehensive benefits and features or to find
out information on cost of care in your area, visit
www.LTCFEDS.com. For personalized assistance, call 1-800-
LTC-FEDS (1-800-582- 3337) TTY 1-800-843-3557 to speak with a program consultant. They are available to
answer any questions you may have and can walk you through the application process.”



Respectfully submitted,
Christian J. Eck Jr. and FAP Team
SMART Family Assistance Program Coordinator